PLEASE NOTE: In order to keep our teams and communities safe, some banking centers are drive thru or by appointment in the lobby only. Please visit our locations and hours page for complete details.  Whitehaven remains drive thru only. We apologize for any inconvenience and appreciate your patience.

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Loan Applications

Loan Applications

Okay. You've done your homework and you're ready to apply. Let's get started!

Consumer Loans

Use the Apply Now button under Consumer Loans to apply for any kind of loan except a first mortgage loan. Car, truck, boat, RV, credit card, home equity loan or line of credit, etc.

First Mortgage Loans

If you're ready to apply for a first mortgage, then use the Apply Now button under First Mortgage Loans. 

Apply for any kind of consumer loan except a first mortgage using this application Apply for a first mortgage loan

Please provide complete responses to the requested information as possible. You'll hear back from us within 24 hours on weekdays. If you have any questions, please call 901-380-7401 or 800-872-3728. We are happy to answer any questions you may have and help you every step of the way throughout the loan process.

Car & Home Insurance. Get a quote.

Married applicants may apply for a separate account. If you are applying for individual credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if (1) you live in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI) or (2) your spouse will use the account. If you are applying for joint credit with another person, complete the Applicant and Co-Applicant sections.

Notice to Married Applicants in Wisconsin. If you are applying for joint credit with someone other than your spouse, each of you must complete the Applicant section of separate applications. If either or both of you are married, you must provide information about your spouse.

IMPORTANT INFORMATION ABOUT THE PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying information.

First South Financial is an Equal Opportunity and Equal Housing Lender.NMLS# 410640

Our Home Mortgage Disclosure Act Notice may be viewed by clicking here.

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