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Loan Applications

Okay. You've done your homework and you're ready to apply. Let's get started!

Please read the following very carefully to select the correct loan application to suit your needs.

If you have an account or loan with us, please log into online banking to access our secure member loan application. If you do not have an account or loan with us, please click here to apply using our secure loan application. If you want to apply for a first mortgage loan, please click here to access our secure mortgage application.





Please provide complete responses to the requested information. You'll hear back from us within 24 hours on weekdays. If you have any questions, please call 901.380.7401 or 800.872.3728. We are happy to answer any questions you may have and help you every step of the way throughout the loan process.

Car & Home Insurance. Get a quote.

Married applicants may apply for a separate account. If you are applying for individual credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if (1) you live in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI) or (2) your spouse will use the account. If you are applying for joint credit with another person, complete the Applicant and Co-Applicant sections.

Notice to Married Applicants in Wisconsin. If you are applying for joint credit with someone other than your spouse, each of you must complete the Applicant section of separate applications. If either or both of you are married, you must provide information about your spouse.

First South Financial is an Equal Opportunity and Equal Housing Lender.NMLS# 410640

Our Home Mortgage Disclosure Act Notice may be viewed by clicking here.

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