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About Us


Welcome To First South Financial Credit Union

First South Financial Credit Union is a member-owned, federally insured financial institution serving over 50,000 members throughout the world. We are a recognized leader in strength and stability, leadership excellence, and overall service quality by a wide-array of independent organizations.

Our History

First South Financial Credit Union was founded in 1957 to meet the financial needs of military personnel and their families stationed aboard the Naval Air Station in Millington, Tennessee approximately 20 miles northeast of Memphis. The credit union began with just one office and deposits of just $200,000. In the 1980's, First South Financial's field-of-membership was broadened to serve employees of different companies throughout the Mid-South.First South Financial now has a community charter and is now able to serve all persons living, working, worshiping or attending school in Shelby, Tipton, Fayette, Madison, Dyer, DeSoto, Marshall, Tate and Tunica counties. First South Financial has grown to be among one of the largest credit unions in Tennessee.

Mission and Strategic Vision

Our mission has been a simple one: to provide a full range of financial services to members in a convenient and efficient manner and ensure the financial integrity and soundness of the institution. We strive to provide the best financial products and services available anywhere at prices below what our competitors charge.

We are proud to offer full-service banking via our First South Credit Union branch network.

First South Credit Union

Ownership of First South Financial

First South Financial is member owned and member operated. Our volunteer board of directors are democratically elected by our entire membership one vote per member. In this way, every member has an equal voice in the management of their very own financial institution.

Bank with us!

If you live, work, worship or attend school in Shelby, Tipton, Fayette, Madison, Dyer, DeSoto, Marshall, Tate and Tunica counties then you are most welcome to bank with us!

To join or for more information call 901.380.7400 or 800.872.3728 or e-mail us at mail@firstsouth.com and apply today!

Strength and Stability

First South Financial is among the top 2% of financial institutions in terms of strength and stability. Members' deposits are insured to at least $250,000 by the NCUA, an agency of the U.S. Government.

EMV debit cards

Find out about our EMV chipped debit cards by clicking here.

Have Questions?

Call us at 901.380.7400 or 800.872.3728