10 year fixed, amortized up to 15 years
remaining 5 years adjustable rate
When we say these are in-house loans, we really mean it! We keep the loans listed above on our books — they are not sold on the secondary market. You make your payments to us at any one of our 13 locations, or by calling 901.380.7530 or by going online to firstsouth.com.
Hurry! Rates won't stay this low for long! Apply today by calling 901.380.7530 or stopping by any of our 14 locations!Or click here to apply online.
If you’ve got it, the MEMBERS® Auto and Homeowners Insurance Program can protect it. Home, auto, personal belongings, motorcycle/ATV, and more!
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*Rates are subject to change or withdrawal without notice. Offer of no points, fees or closing costs applies to First South's in-house mortgage loans only. Loans are subject to approval criteria.
1. 5 and 7 year balloon mortgages will have to be paid off or refinanced at the end of their maturity period. First South will pay for the closing costs again at that time if you select another in-house first mortgage loan.
2. ARMs (Adjustable Rate Mortgages) have rate caps during the adjustable rate period. Interest rate cannot increase more than 2% in any one year and no more than a total of 6% over the life of the loan.
First South is an equal housing lender.
