First South Credit Union Banking With Friends Since 1957
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Mortgages
Current First Mortgage Rates
In House Mortgage loans with no, points, fees or closing costs!*
10 YEAR FIXED
Fixed rate
Amoritzed for 10 years or less
3/1 ARM 2
3 year fixed, amortized up to 30 years
remaining 27 years adjustable rate
5/1 ARM 2
5 year fixed, amortized up to 30 years
remaining 25 years adjustable rate
7/1 ARM 2
7 year fixed, amortized up to 30 years
remaining 23 years adjustable rate
5 YR BALLOON 1
Fixed Rate with 5 year maturity
Amortized up to 30 years
7 YR BALLOON 1
Fixed Rate with 7 year maturity
Amortized up to 30 years

10 YEAR FIXED WITH
BALLOON OPTION

click here for current rates Fixed rate with 10 year maturity
Amortized up to 15 years
10 YEAR FIXED WITH
ARM OPTION
click here for current rates 10 year fixed, amortized up to 15 years
remaining 5 years adjustable rate
 

When we say these are in-house loans, we really mean it!
We keep the loans listed above on our books — they are not sold on the secondary market. You make your payments to us at any one of our 13 locations, or by calling 901.380.7530 or by going online to firstsouth.com.

Hurry! Rates won't stay this low for long! Apply today by calling 901.380.7530 or stopping by any of our 14 locations! Or click here to apply online.

Want to see how much your payment will be?
Click here to access our handy calculators!

If you’ve got it, the MEMBERS® Auto and Homeowners Insurance Program can protect it.  Home, auto, personal belongings, motorcycle/ATV, and more!
Click for a FREE rate quote.

 
Equal Housing Lender Logo
*Rates are subject to change or withdrawal without notice. Offer of no points, fees or closing costs applies to First South's in-house mortgage loans only. Loans are subject to approval criteria.
1. 5 and 7 year balloon mortgages will have to be paid off or refinanced at the end of their maturity period. First South will pay for the closing costs again at that time if you select another in-house first mortgage loan.
2. ARMs (Adjustable Rate Mortgages) have rate caps during the adjustable rate period. Interest rate cannot increase more than 2% in any one year and no more than a total of 6% over the life of the loan.
First South is an equal housing lender.
 
 
   
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