Club Savings Accounts

We offer two types of club accounts: Vacation Club and Christmas Club.

Vacation Club

This account is a great way to save for some summer fun! You can set up regularly recurring deposits to this account either through online banking or direct deposit. Deposit additional funds at any time in person or via mobile banking. Right around the first of June, we will pay dividends on those funds and automatically transfer everything into your First South Financial Savings or Checking Account. This way you’ll have access to your Vacation Club funds just in time for fun in the sun!

Christmas Club

This account is a wonderful way to save for the holidays. Just like the Vacation Club, you can set up regularly recurring deposits to this account either through online banking or direct deposit. Deposit additional funds at any time in person or via mobile banking. Right around the first of November, we will pay dividends on those funds and automatically transfer everything into your First South Financial Savings or Checking Account. This way you’ll have access to your Christmas Club accounts just in time for holiday shopping or travel!

Current Rates

To open your Club Account today, call us at 901-380-7400, stop by any one of our banking centers or send us a secure message via online or mobile banking.