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Business Center

Business Plus Checking*

Perhaps the best kept secret among small businesses in the South. This interest bearing checking account provides all the benefits you want from a business account without all the fees you don't. Just look at all this account has to offer:

Convenient Monthly Statements
Online banking access
Earn interest on balances over $1,000
Free ATM or Visa Debit Card
Overdraft protection to your other accounts
No per item charges
No hidden fees
And much more!

You get all of this for the low monthly service charge of $10.00 per month. Call or e-mail today for more information.

Basic Business Savings*

For the business that performs infrequent transactions, we offer a basic business savings account. Features Include:

Federal Insurance protection up to $100,000
No monthly service fee
6 transactions a month at no charge; only $1 per transaction after 6
No hidden fees
Free touch tone phone access 24 hours a day, 7 days a week
Online banking access
$25 minimum balance requirement

Call today or e-mail us for more information today!

Escrow Accounts*

Does your organization escrow or hold funds for its customers or employees? Let First South provide you with the convenience, liquidity, and security of our no-cost checking or savings escrow accounts. Call First South at 380-7400 or e-mail today for more information.

High Yield Money Market*

Why park excess liquidity in a low or no yielding deposit product? First South gives you a no-cost alternative that pays you big! With a minimum deposit of $2,500, you get:

Bonus interest paid for balances above $25,000 and $100,000
Dividends paid monthly
No risk of loss of principal and interest
Insured safe to $100,000
Free Convenience Checks
Unlimited deposits
Up to 6 withdrawals per month
Online banking access
24 Hour AudioLine access via touch tone phone

Jumbo Certificate

Does your business require the added security of diversifying its investments? Then look no further. First South offers certificates designed to help meet the financial goals and objectives of your business. Choose from a variety of investment options:

Flexible terms from 90 days to 5 years
Monthly or Quarterly dividend checks if required
Federally insured safe up to $100,000
Highest rate guaranteed
Minimum Investment $95,000
Credit Union membership for your employees

Call today to speak with an investment representative at 901.380.7400.

Other Services

First South provides your organization with some of the best financial services in the market place.

If you currently do not have the services of a credit union available to your organization, find out more about the benefits of this exciting service available at no cost to you.

Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify and record information that identifies each person.

What this means for you: When your employee opens an account, we will ask you for their name, address, date of birth, and other information that will allow us to identify them. We will also ask to see their driver's license or other identifying documents.