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Certificate Term |
Annual Percentage Yield |
3 Months |
|
$500.00 – $9,999.99 |
0.40% |
$10,000.00 – $49,999.99 |
0.90% |
$50,000.00 and over |
1.00% |
6 Months |
|
$500.00 – $9,999.99 |
0.60% |
$10,000.00 – $49,999.99 |
1.10% |
$50,000.00 and over |
1.21% |
12 Months and 18 Months |
|
$500.00 – $9,999.99 |
0.80% |
$10,000.00 – $49,999.99 |
1.31% |
$50,000.00 and over |
1.41% |
24 Months and 30 Months |
|
$500.00 – $9,999.99 |
1.10% |
$10,000.00 – $49,999.99 |
1.61% |
$50,000.00 and over |
1.71% |
36 Months and 48 Months |
|
$500.00 – $9,999.99 |
1.51% |
$10,000.00 – $49,999.99 |
2.02% |
$50,000.00 and over |
2.12% |
60 Months and over |
|
$500.00 – $9,999.99 |
2.02% |
$10,000.00 – $49,999.99 |
2.52% |
$50,000.00 and over |
2.63% |
Monthly Interest / Monthly Check |
|
Posted rate less .20% APY |
|
All rates subject to change without notice. Call 901.380.7400 for current rate information. |
HSAs (Health Savings Account) |
$0 – $199.99 |
0.00% |
$200.00 – $2,999.99 |
0.10% |
$3,000.00 – $19,999.99 |
0.15% |
$20,000.00 and over |
0.20% |
All rates subject to change without notice. Call 901.380.7400 for current rate information. |
Individual Retirement Accounts |
IRA Term |
Annual Percentage Yield |
6 Months |
|
$100.00 – $9,999.99 |
0.60% |
$10,000.00 – $49,999.99 |
1.10% |
$50,000.00 and over |
1.21% |
12 Months and 18 Months |
|
$500.00 – $9,999.99 |
0.80% |
$10,000.00 – $49,999.99 |
1.31% |
$50,000.00 and over |
1.41% |
24 Months and 30 Months |
|
$500.00 – $9,999.99 |
1.10% |
$10,000.00 – $49,999.99 |
1.61% |
$50,000.00 and over |
1.71% |
36 Months and 48 Months |
|
$500.00 – $9,999.99 |
1.51% |
$10,000.00 – $49,999.99 |
2.02% |
$50,000.00 and over |
2.12% |
60 Months |
|
$500.00 – $9,999.99 |
2.02% |
$10,000.00 – $49,999.99 |
2.52% |
$50,000.00 and over |
2.63% |
All rates subject to change without notice. Call 901.380.7400 for current rate information. |
Balance |
Annual Percentage Yield |
|
|
$2,500 – $14,999 |
0.200% |
$15,000 – $24,999 |
0.200% |
$25,000 – $49,999 |
0.400% |
$50,000 – $99,000 |
0.500% |
$100,000 or more |
0.700% |
All rates subject to change without notice. Call 901.380.7400 for current rate information. |
Balance |
Annual Percentage Yield |
Interest is compounded and posted quarterly. |
Balance |
Annual Percentage Yield |
$0 - $199.99 |
0.00% |
$200.00 – $2,999.99 |
0.10% |
$3,000.00 – $19,999.99 |
0.15% |
$20,000.00 and over |
0.20% |
Balance |
Annual Percentage Yield |
Balance |
Annual Percentage Yield |
First South accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. All rates are subject to change without notice. Early withdrawals from certificates will incur substantial penalties. Fees could reduce earnings on some accounts. The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. Money market account rates are subject to change daily after the account is opened. See First South for details. |
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